HSA for DPC

Written By David Henry

As of January 1, 2026:

  • New federal legislation allows HSA funds for DPC memberships beginning 2026 through the One Big Beautiful Bill Act. 

  • Monthly limits: $150 for individuals, $300 for families. 

  • This change makes DPC more affordable and accessible. 

  • Don’t use HSA funds for DPC until 2026 to avoid penalties.

What this means for the consumer:

  • HDHP HSA funds use is expanded to be used for DPC memberships and services

  • This changes allows the consumer to shop for lower premiums to cover catastrophic events while paying for DPC services.

  • This is many cases can save money while obtaining a service that provides premium care.

David Henry
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